Digital Trust & Agreement Platform

Verbal promises break.
Digital agreements don't.

TrustLedger turns a personal loan, rental deposit, freelance job, or side deal into a verifiable digital agreement — both parties sign, every action is timestamped on an append-only record, and disputes get resolved fairly instead of becoming accusations.

Up to 10 agreements a month, free forever — no card required.

Free
Up to 10 Agreements/Month
AI
Risk Analysis & Drafting
2
Signature Methods
100%
Timeline Never Deleted
KE
Built for Kenya
A disagreement over an informal money arrangement

Informal agreements rely on memory and goodwill.

You lend a friend money over M-Pesa with a text message as your only record. A tenant's deposit terms live in a WhatsApp chat. A freelance job has no clear definition of "done." When something goes wrong, it's one person's word against another's — and the relationship usually loses either way.

No shared record

Terms scattered across texts and memory, with nothing both sides agreed to at the time.

Disputes become accusations

Without a neutral record, disagreements escalate into "you said, I said" instead of getting resolved.

No way to vet someone new

Before lending to or transacting with someone new, there's no way to check their track record.

Three steps to a verifiable agreement.

No paperwork, no notary, no waiting — set up and signed in minutes.

1

Create the agreement

Describe what's being agreed — a loan, rental, service, or sale — or let AI draft it from a plain-language description. Send it to the other party.

2

Both sides sign digitally

The counterparty reviews and signs electronically or with their PIN. The agreement is now binding, active, and timestamped for both of you.

3

Track it through to completion

Every update lands on an append-only timeline. If something goes wrong, open a dispute and resolve it fairly — instead of it becoming a fight.

Everything a fair agreement needs.
Built in, not bolted on.

Digital signatures

Sign electronically by typing your name, or set a signing PIN for a faster, more deliberate second factor on every agreement.

Dispute Center

Either party can open a dispute with structured responses — agree, disagree, already completed, need more time — and close it as resolved or unresolved.

Trust Score Engine

A weighted score from completion rate, dispute-free rate, resolution history, identity verification, and volume — shareable via Trust Search or a QR code.

AI risk analysis & drafting

Describe an agreement in plain language and let AI draft the details, or get an instant risk analysis flagging what a category typically needs but this one is missing.

Evidence Center

Attach receipts, photos, screenshots, or voice notes to any agreement — encrypted at rest, and available as proof if a dispute ever opens.

Trust Search & privacy controls

Look up someone's aggregate standing before entering an agreement — never the details of past deals. You decide who can find you at all.

Every verbal understanding your business relies on — made verifiable.

From supplier terms to employee acknowledgements, TrustLedger replaces the paper trail and the benefit of the doubt with a record both sides actually agreed to.

Supplier agreements

Terms, delivery timelines, and payment schedules — signed by both sides, with a timeline if a delivery slips.

Employee acknowledgements

Equipment handovers, policy sign-offs, and asset loans — recorded once, referenced whenever needed.

Installment tracking

Customer payment plans with a due-date calendar and mutual extension requests — no more guessing what was agreed.

Equipment loans & handovers

Track what's out, who has it, and its condition when it moves between hands.

Rental & deposit agreements

Deposit terms, due dates, and move-out conditions signed upfront — not reconstructed from memory during a dispute.

Admin oversight & reports

An admin portal for identity verification and dispute oversight, plus category breakdowns and completion trends on Premium.

Money lenders Landlords Freelancers Suppliers Any two parties

Free for most people.
Unlimited for the rest.

Every core feature — signatures, disputes, evidence — is included on both plans. Premium simply removes the monthly cap and unlocks deeper reporting.

Personal use
Free
KES 0
forever
Enough for most people's actual agreement volume in a given month.
  • Up to 10 new agreements per month
  • Digital signatures & dispute resolution
  • Evidence Center & Trust Search
  • Trust Score & QR sharing
  • Basic reports
Get Started Free →

Signing, disputes, and evidence uploads are never gated behind a plan — those stay available to everyone.

Questions we hear all the time

What exactly is TrustLedger?
TrustLedger turns an informal agreement — a personal loan, a rental deposit, a freelance job, an installment purchase — into a structured digital record both people agree to and sign. Every action is logged on an append-only timeline, so there's a clear, timestamped account of what was promised and what actually happened.
Is TrustLedger free to use?
Yes. The Free plan covers up to 10 new agreements a month with full digital signatures, dispute resolution, evidence uploads, and basic reports. Premium removes the monthly cap and adds advanced reporting for higher-volume use.
What if the other person doesn't honor it?
Either party can open a dispute directly on the agreement. The other side responds with a structured option — agree, disagree, already completed, partial completion, or request more time — and either party can close it as resolved or unresolved, becoming part of the honest record both trust scores are built from.
Do both people need to use the app?
Yes — an agreement only becomes binding once the counterparty accepts and signs it too. A one-sided record isn't verifiable by design. Send them the agreement link and they can register and respond in a couple of minutes.
How is my Trust Score calculated?
It's a weighted score built from your completion rate, dispute-free rate, how disputes you're involved in get resolved, whether your identity is verified, and your overall agreement volume — shareable via Trust Search or a QR code before entering a new agreement.
Is my data and evidence safe?
Evidence you upload — receipts, photos, screenshots — is encrypted at rest, keyed to a random storage identifier rather than your filename. You also control who can find you via Trust Search: everyone, verified users only, business accounts only, or nobody at all.
Free — up to 10 agreements a month

Stop relying on memory.
Create your first agreement today.

No card, no paperwork, no waiting. Just open TrustLedger and start.

Evidence and personal data are encrypted — never sold or shared.